Online Banking and Bill Payer

Manage your Montauk accounts and pay bills from home with Online Banking and Bill Payer. Best of all, Home Banking is a FREE service and Bill Payer is available for a very low monthly fee. Sign up to take your credit union service to the next level today!

Print an Online Banking and/or Bill Payer Application

Certificates of Deposit and IRAs

Montauk Credit Union pays some of the highest dividends on CDs and IRAs in the nation! In fact, we're listed week after week as the #1 Rate in Newsday! We pay simple interest on our CDs, so we'll automatically deposit your quarterly earned interest into your Savings (Share) Account, or we'll mail you a check. The minimum deposit for CDs is $2,500 and for IRAs is $2,000.

Checking Account

A Montauk Checking Account has no monthly service charge, no per check charges and no minimum required balance! Experience the money-saving convenience of hassle-free checking.

Print a Share Draft (Checking) Account Application!

If you're already a Montauk Member and would like to switch your Checking Account from another bank to Montauk, use our easy Switch Kit! Click below to print all the forms you need to switch to Montauk's FREE Checking.

Print our "Switch Kit" to change your Checking to Montauk!

Visa Check Card

The Visa Check Card offers you the ultimate convenient access to your checking account! It's the card that allows you to pay from your checking account simply by swiping and signing anywhere that accepts Visa. The money gets deducted from your checking account as though you wrote a check. Simple as that!

Print a Visa Check Card Application

ATM Card 

Your Montauk Credit Union ATM card allows you to access your credit union accounts 24 hours a day, seven days a week at thousands of ATMs throughout the country and around the world! You can use your ATM card to make balance inquiries, transfers between accounts and cash withdrawals. And, if you use an ATM within the CO-OP Network, your transaction will be completely Surcharge-FREE!!

Print an ATM Card Application!

MON-TALK Telephone Teller

Use this free service to access your credit union accounts anytime day or night and make balance inquiries, transfer funds between allowable accounts, and more - all from any touch tone phone in the world! Access your accounts 24 hours a day, seven days a week!

Direct Deposit

Direct Deposit eliminates the possibility of your check being lost or stolen, ensures that your money is available to you immediately and allows you to start earning dividends right away. Talk to your employer today about being set up for Direct Deposit!

Print a Direct Deposit Application!

Payroll Deduction

Using Payroll Deduction allows you to "pay yourself first" to save for that special purchase or set money aside for your retirement years. And, this free service may also be used to have loan payments automatically deducted.

Print a Payroll Deduction Application!